Terms and Conditions

1. Introduction
Welcome to davidhorsey.com. These Terms and Conditions (“Terms”) govern your access to and use of our website and any related services provided through davidhorsey.com (the “Service”). By using our Service, you agree to comply with and be bound by these Terms.

2. Definitions

– “Service” refers to all content, features, functionality, and services provided through davidhorsey.com.
– “User” refers to any individual or entity who accesses or uses the Service.
– “Content” includes text, images, videos, graphics, software, and other materials appearing on the Service.
– “Account” refers to a unique registration associated with a User that allows access to certain areas or features of the Service, when applicable.

3. Acceptance of Terms
By accessing or using davidhorsey.com, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, please do not use the Service.

4. Changes to Terms
We reserve the right to modify, update, or revise these Terms at any time without prior notice. It is your responsibility to review these Terms periodically. Continued use of the Service after changes are made constitutes acceptance of the updated Terms.

5. Use of Services

Eligibility
You must be at least 18 years old or the age of legal majority in your jurisdiction to use this Service. By using davidhorsey.com, you represent that you meet these eligibility criteria.

Account
Certain features of the Service may require you to register for an Account. You agree to provide accurate and complete information when creating an Account and to keep this information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your Account.

Prohibited Activities
You agree not to use the Service for any unlawful, harmful, or unauthorized purpose, including but not limited to:
– Violating any applicable law or regulation
– Infringing on the intellectual property rights of others
– Transmitting viruses or malicious code
– Attempting to gain unauthorized access to other systems or accounts
– Impersonating any person or entity, or falsely stating information

6. Intellectual Property
All Content on davidhorsey.com, including but not limited to text, images, design, software, and trademarks, is the property of davidhorsey.com or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any Content without prior written permission.

7. User-Generated Content
If the Service allows you to submit or upload content, you retain ownership of your content, but you grant davidhorsey.com a non-exclusive, royalty-free, worldwide license to use, display, reproduce, modify, and distribute such content within the scope of providing or marketing the Service. You are solely responsible for any content you post and its compliance with applicable laws.

8. Privacy Policy
Your use of the Service is also subject to our Privacy Policy, which governs how we collect, use, and share your personal information. Please review it for more information on our practices.

9. Third-Party Services
The Service may contain links to third-party websites or services that are not owned or controlled by davidhorsey.com. We are not responsible for the content, policies, or practices of any third-party websites or services.

10. Disclaimers and Liability
The Service is provided “as is” and “as available” without warranties of any kind. We do not guarantee the accuracy, completeness, or reliability of any Content or features of the Service. To the fullest extent permitted by law, davidhorsey.com disclaims all liability for damages arising out of or in connection with your use of the Service.

11. Indemnification
You agree to indemnify, defend, and hold harmless davidhorsey.com, its affiliates, officers, employees, and agents from any claims, liabilities, damages, and expenses, including legal fees, arising out of your use of the Service or any violation of these Terms.

12. Termination
We may suspend or terminate your access to the Service at our sole discretion, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users or us. Upon termination, your right to use the Service will cease immediately.

13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which davidhorsey.com operates, without regard to its conflict of law principles.

14. Miscellaneous

Entire Agreement
These Terms constitute the entire agreement between you and davidhorsey.com concerning your use of the Service and supersede any prior agreements or understandings.

Severability
If any provision of these Terms is found to be invalid or unenforceable, that provision shall be deemed severable, and the remainder of the Terms shall remain in full force and effect.

Waiver
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

15. Contact Info
For questions about these Terms, contact us at [email protected].